SME Relationship Officers

Finance Trust Bank Jobs in Uganda SME Relationship Officers Carreer opportunities in Uganda vacancies in Finance Trust Bank at Uganda

# Job Description

Role of the Job :

–>Mobilise, Monitor, identify potential SME clients, appraise loans /Over Drafts, grow the trade finance business, Grow deposits and carry out disbursements in accordance with the bank’s procedures.

Key Result Areas:

–>Market the bank’s products and services by cross-selling them to the customers.
–>Identify and develop the bank’s SME business relationships, generate new business lines and new customers to achieve defined sales targets.
–>Grow the trade finance portfolio in line with the Corporate objectives of the Bank, through excellent customer service delivery and efficient and accurate processing of trade finance transactions.
–>Screen all potential SME /Corporate borrowers for eligibility by conducting financial and non-financial analysis, reviewing and analyzing all SME /corporate credit applications for accuracy, completeness, and compliance with the bank’s policies.
–>Discuss loan terms and conditions, conduct a collateral risk analysis to ensure compliance with the bank’s policies and procedures.
–>Participate in the loan approval committee at the branch.
–>Prepare and forward clients’ requests for uncleared effects, overdrafts, Guarantees, ensuring that all required documents are acquired and filed in line with the bank’s policy.
–>Monitor the growth and quality of the SME portfolio and recommend remedial action in line with the bank’s policy.
–>Manage delinquency through monitoring of the Portfolio At Risk PAR and the non-performing loans and receiver loans to avoid arrears.
–>Manage customer relationships through a proactive and consultative approach so as to create and maintain a clientele base for profitable business especially with SME’s within your area for operation.
–>Proactively manage the customer experience by staying in touch with the customer, resolving customer queries, and processing requests on time.
–>Prepare daily, weekly and monthly, reports for loan recoveries, sales, and new accounts opened.
–>Minimize risks through adherence to KYC compliance as per the bank policy and procedure in all your operations.
–>Perform any other duties as may be assigned by your supervisor from time to time.
–>Mobilise for deposits;
–>Mobilise for off -balance sheet items.

Minimum educational and technical competence requirements:

–> –> –> –> –>A Bachelor’s degree from a recognized university
–>Over 4 years’ experience in lending and loan portfolio management
–>Experience in Customer Relationship management will be an added advantage
–>High level of business acumen and understanding of business relationship management.
–>Good understanding of sales management and branch banking business.
–>Excellent communication and stakeholder management skills.
–>Understanding of the Corporate and commercial Banking business environment.
–>Good personal presentation skills.
–>Business analysis skills.
–>Ability to work under pressure in order to meet deadlines.
–>Good teamwork skills.

Flexibility to travel upcountry

Apply Online Now

URL:: Link to Apply

[ **Submit your CV and Application on Company Website : Click Here**
]https://www.financetrust.co.ug/careers/sme-relationship-officers/

**Closing Date** : 4th Feb. 2022

Finance Trust Bank Jobs in Uganda SME Relationship Officers Carreer opportunities in Uganda vacancies in Finance Trust Bank at Uganda

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