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Regional Credit Analysts- Kampala, Northern and Western Region x4

dfcu Bank

This is a Full-time position in Kampala posted March 10, 2022.

dfcu Bank Carreer opportunities in Kampala Regional Credit Analysts- Kampala, Northern and Western Region x4 Jobs opportunities in Kampala at dfcu Bank

# Job Description

dfcu Bank is a fast-growing Bank in Uganda offering a wide range of financial
solutions to its chosen market segments. We are seeking to recruit for the
position of Regional Credit Analyst in our Commercial Domain CCO.
REPORTING TO: Team Leader- Personal and Business Banking, Credit Analysis
JOB PURPOSE: Reporting to the Team Leader – Personal & Business Banking,
Credit Analysis, the role holder will be responsible for developing and
analysing medium to large fundable credit proposals through effective credit
appraisals and due diligence processes so as to achieve quality portfolio
growth.
LOCATION: Kampala, Gulu, and Mbarara

KEY ACCOUNTABILITIES:
• Analyze and prepare credible credit proposals with the result of getting
quick approval from the credit approval team and manage customer expectations.
• Propose appropriate structure and the financing need and pricing for the
different credit applications and advise the relationship managers and
customers accordingly to ensure that it meets set standards and complies with
the credit policy.
• Timely submission of required documents to credit and legal departments to
have fast turnaround time, compliance with internal controls as per credit
approval criteria detailed in the Credit Policy and Operational Guidelines to
avoid/minimize loss of revenue and prevention of frauds and forgeries.
• Make physical visits, inspect, and confirm the existence of the business for
proposed credit facilities to ensure that customer business is in line with
the bank’s acceptable credit risk appetite.
• Review existing credit facilities on an annual basis, make necessary
propositions like renewals, restructures, to minimize arrears and avert likely
NPA while ensuring customer retention, revenue stability and identify new
business.
• Maintain annual credit review calendar and prompt relationship managers to
obtain the necessary information for reviews of credit facilities.
• Review client’s compliance to set covenants and conditions at facility
approval.
• Proper pricing of credit applications and reviews ensure full collection of
fees and commissions for growing the revenue line.

QUALIFICATIONS, EXPERIENCE AND COMPETENCIES REQUIRED:
• A degree in Statistics, Business Administration, Economics, or any other
related course.
• Credit analysis and underwriting skills.
• 2 years working experience in credit analysis in banking industry or any
related field.
• Advanced credit analysis skills – interpretation of financial information.
• Have a thorough understanding of bank products and general knowledge on
current trends in the market.
• Quality underwriting skills.
• Forecasting and business modelling.
• Computer competence.
• Good negotiation skills.
• Good interpersonal skills.
• Ability to manage time and pressure effectively to ensure no loss of
efficiency.
• Good presentation and communication skills.
• Organized and efficient i.e., goal and task oriented to complete multiple
priorities and with the dynamic demands of the different teams in relationship
management, credit sanctioning, disbursement, legal etc.
• Excellent communication skills and be able to deal with clients directly.
• Ability to keep abreast on changes in the market, customer requirements,
competitors’ responses, and the bank’s ability to use information to identify
new business opportunities and threats.
• Ability to identify new business /products on the market, opportunities, and
threats in order to carry out a comprehensive credit analysis.
• Good interpersonal skills – ability to quickly build rapport with new
people.

Apply Online Now




Email:: [email protected]

If you believe you meet the requirements as noted above, please forward your
application with a detailed CV including present position and copies of
relevant professional/academic certificates University Transcript, O & A
level, by close of business on Tuesday 15th March 2022 to the email address
indicated below: **[email protected]**

dfcu Bank Carreer opportunities in Kampala Regional Credit Analysts- Kampala, Northern and Western Region x4 Jobs opportunities in Kampala at dfcu Bank

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