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Regional Credit Analyst

dfcu Bank

This is a Full-time position in Kampala posted March 10, 2022.

dfcu Bank Jobs in Kampala Regional Credit Analyst Carreer opportunities in Kampala vacancies in dfcu Bank at Kampala All Jobs in Kampala March 2022

# Job Description

dfcu Bank is a fast-growing Bank in Uganda offering a wide range of financial
solutions to its chosen market segments. We are seeking to recruit for the
position of Regional Credit Analyst in our Commercial Domain CCO.
REPORTING TO: Head of Credit Analysis
JOB PURPOSE: Reporting to the Head of Credit Analysis, the role holder will be
responsible for analysing information and data on customers and preparing
quality credit proposals for large and complex deals for both new and existing
clients in the corporate banking unit in a timely manner while in line with
stipulated guidelines. The role also follows up with relevant internal teams
to ensure a seamless credit analysis process.
LOCATION: Kampala

KEY ACCOUNTABILITIES:
• Prepare proposals for large and complex credit facilities that meet dfcu
bank credit approval requirements to grow the asset base portfolio and
related bank revenues like interest income, commissions and fees.
• Structuring facilities and collaterals/security, constant monitoring of
credit exposures to minimize NPAs.
• Providing guidelines and valuable suggestions for improving quality of
applications for quick decisioning and booking of a quality portfolio.
• Guide and mentor credit analysts under their indirect supervision.
• Maintenance of credit files and ensuring that credit related records are
properly documented.
• Perform industry studies and conducts financial analyses of segment
customers using credit review skills and financial expertise to support
productive sales performance credit scoring.
• Evaluate and acquire a good understanding of the risk associated with
individual transactions, products, and borrowers.
• Advise RMs on the quality of the portfolio by analysing the NPA ratios of
their customers, portfolio at risk, accounts in arrears.
• Make client courtesy calls and visits to provide advisory services to
achieve portfolio quality.
• Timely resolution of customer issues that require analysis on their
accounts.
• Review existing credit facilities on an annual basis and make necessary
propositions like renewals, restructures, etc.
• Timely submission of required documents to credit and legal teams to have
fast turnaround time.
• Compliance to internal controls as per credit approval criteria as detailed
in the Credit Policy and Operational Guidelines to avoid/minimize loss of
revenue and prevention of frauds and forgeries.

QUALIFICATIONS, EXPERIENCE AND COMPETENCIES REQUIRED:
• Bachelor’s degree in Accounting, Finance, Business Administration,
Statistics, or a related field.
• Additional training or professional qualification in Business and project
appraisal, Risk management, financial analysis will be added advantage.
• Minimum of 4 years’ experience in financial services environment with at
least 2 in Credit Risk Management environment.
• Credit certification.
• Understand company financial statements i.e., P&L and Balance Sheet.
• Analytical and problem-solving skills.
• Awareness of business issues and current economic/market trends.
• Computer knowledge especially working spread sheets, power point and word
processor.
• Results- oriented individual with independent and sound judgment.
• Good written, verbal and communication skills.
• Self-driven and able to work efficiently under pressure.
• Good interpersonal skills, communication, and telephone skills.
• Good written, verbal and communication skills.
• Organized and efficient i.e., goal and task oriented to complete multiple
priorities and with the dynamic demands of the different teams in relationship
management, credit sanctioning, disbursement, legal etc.
• Ability to keep abreast on changes in the market, customer requirements and
competitors’ responses.
• Ability to identify new business /products on the market, opportunities, and
threats in order to carry out a comprehensive credit analysis.

Apply Online Now




Email:: [email protected]

If you believe you meet the requirements as noted above, please forward your
application with a detailed CV including present position and copies of
relevant professional/academic certificates University Transcript, O & A
level, by close of business on Tuesday 15th March 2022 to the email address
indicated below: **[email protected]**

dfcu Bank Jobs in Kampala Regional Credit Analyst Carreer opportunities in Kampala vacancies in dfcu Bank at Kampala All Jobs in Kampala March 2022

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