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Credit Manager- Personal and Business Banking

dfcu Bank

This is a Full-time position in Kampala posted January 26, 2022.

dfcu Bank Carreer opportunities in Kampala Credit Manager- Personal and Business Banking Jobs opportunities in Kampala at dfcu Bank

# Job Description

dfcu Bank is a fast-growing Bank in Uganda offering a wide range of
financial solutions to its chosen market segments. We are seeking to recruit
for the position of Credit Manager- Personal and Business Banking in our CEO
domain to support our expansion strategy.

REPORTING TO: IT Senior Manager- Credit Approval

JOB PURPOSE: Reporting to the Senior Manager- Credit Approval, the role
holder will analyze, assess, and approve PBB submissions within a Delegated
Approval Authority or recommend to higher authority those outside its limit,
and ensuring the credit risk accepted by the bank is of an appropriate
standard and structure.

L OCATION: Kampala

KEY ACCOUNTABILITIES:

–>Review and sanction all proposals new and existing presented within personal discretion < USD 50,000 in adherence with dfcu ’s internal credit policies, Risk Management Control Document RMCD and other required regulations including BoU, FIA and funders. -->Assesment and recomendation of files outside their discretion to Senior Manager Credit Approval and Head of Credit Approval and SAM in a bid to achive the bank’s disbursment targets of quality deals.
–>Exercise judgment and discretion in the evaluation and approval/recommendation and decline of higher risk classification credit proposals to manage portfolio quality and income growth.
–>Participate in review of the credit policy to make a robust credit policy tool.
–>Provide support in structuring proposals to minimise risk and ensure full repayment. Timely response on sanctioning of deals and excesses within agreed Service Level Agreements SLA.
–>Train and coach the Credit Analysts as well as Relationship Managers in credit assessment/ analysis, deal structure, policies and procedures. Conduct road shows on credit underwriting criteria for staff in the Credit value chain to uphold quality of deals booked.
–>Monitor the overall quality of the PB/BB portfolio, through particpation in governace meetings.
–>Responsibility for personal adherence to governance, compliance, and lending portfolio controls to ensure compliance to both internal and external regulations.
–>Grow the bank’s Credit Culture and awareness both in Credit and Business.
–>Review and adherence to service level agreements between PB and BB annually to ensure customer get timely feedback on applications.

QUALIFICATIONS, EXPERIENCE and COMPETENCIES REQUIRED:

–>Bachelor’s degree with bias in any of the following areas: Finance, Banking, Economics, Business Administration or similar similar degreee in these fields.
–>Additional training/professional qualification in Business, Investment and project appraisal, Risk Management, Financial Analysis.
–>Credit Certification.
–>Minimum of 5 years’ experience in a business or banking/financial services environment with at least 2 in Credit risk management /sanctioning.
–>Thorough understanding of dfcu credit policy, FIA, and BOU guidelines on asset quality.
–>Analytical and problem-solving skills.
–>Good communication skills both oral and written to allow for effective teamwork and interact with all levels of staff.
–>Computer knowledge Microsoft desktop products.
–>Basic legal skills.
–>Managerial and team building skills.
–>Ability to work without supervision, driven enough to achieve set targets.
–>Knowledge on PB and BB clients’ behaviour.
–>Awareness of business issues and current economic/market trends.

Apply Online Now



URL:: Link to Apply

[ **Submit your CV and Application on Company Website : Click Here**
]https://www.dfcugroup.com/careers/credit-manager-personal-and-business-
banking-grade-df7-1-position/

**Closing Date** : 3rd Feb. 2022

dfcu Bank Carreer opportunities in Kampala Credit Manager- Personal and Business Banking Jobs opportunities in Kampala at dfcu Bank

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