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Credit Analyst

Standard Chartered Bank

This is a Full-time position in Uganda posted January 6, 2022.

Standard Chartered Bank Jobs in Uganda Credit Analyst Carreer opportunities in Uganda vacancies in Standard Chartered Bank at Uganda

# Job Description

We are a leading international bank focused on helping people and companies
prosper across Asia, Africa and the Middle East.

To us, good performance is about much more than turning a profit. It’s about
showing how you embody our valued behaviours – do the right thing, better
together and never settle – as well as our brand promise, Here for good.

We’re committed to promoting equality in the workplace and creating an
inclusive and flexible culture – one where everyone can realise their full
potential and make a positive contribution to our organisation. This in turn
helps us to provide better support to our broad client base.

Responsibilities

Origination

–>Interact with the client, gather deal requirements, financial statements for performing quality analysis and due diligence
–>Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products
–>Work with RM in a obtaining all pre clearances like ER negativity, segmentations, etc b preparing & presenting work-shopping note and c. expediting approvals
–>Responsible for end to end BCA process.
–>Ensure compliance of all internal and regulatory credit/other portfolio related policies.
–>Liaise with GAM credit for limit approval/allocation. Release the trade offering in IMEX under the delegated Authority from the Segment Head, after obtaining the necessary approvals.
–>Seek necessary approvals for excesses in the account.

Post deal account monitoring

–>Monitor quality of the portfolio by tracking excess/past dues, strictly complying with ASTAR, EAR processes.
–>Ensure timely submission of quality Quarterly Credit Reports.
–>Monitor Risk triggers, Covenants and other credit conditions and report appropriately.
–>Ensure Zero BCA over dues.
–>Liaise with Credit on BCA and other credit issues and ensure quick turnaround on queries.
–>Proper maintenance of Credit files and ensuring Audit Ready at any time
–>Attend EAR/Portfolio/MTM calls.
–>In partnership with the relationship manager, ensure timely identification of account to be put in EAR as per the bank’s policies and guidelines.
–>Prepare timely stress tests wherever required
–>Prepare specific industry study wherever required.
–>Prepare Credit opinion reports wherever required.
–>Effective use of credit mate & RMWB.

Monitoring and Controls

–>Keep a vigil on the Portfolio Monitoring Reports/ Credit Monitoring processes & ensuring that liad down procedures/Policies are complied with any deviations to be escalated to Unit Head/ Head Credit & Operational Risk Controls/Credit
–>Oversight on CIC/ASTAR process. A proactive approach to identifying EAR accounts – No sudden slippages into GSAM.
–>Ensure to remain alert to the risk of money laundering and assist in the Banks efforts in combating it by adhering to the key principles in relation to : identifying our customer, knowing our customer, reporting suspicious transactions, safeguarding records and not disclosing suspicions to customers.

Regulatory & Business Conduct

–>Display exemplary conduct and live by the Group’s Values and Code of Conduct.
–>Take personal responsibility for embedding the highest standards of ethics.
–>Effectively and collaboratively identify, escalate, mitigate and resolve risk.

Our Ideal Candidate

–>Degree in Business/Commerce/Economics preferred, however a degree in a science or other related field where analytical skills are gained is acceptable
–>ACCA/CPA qualifications are an added advantage
–>Strong Relationship Management skills
–>Credit Risk Analysis Skills

Apply Online Now



URL:: Link to Apply

[ **Submit your CV and Application on Company Website : Click Here**
]https://scb.taleo.net/careersection/ex/jobdetail.ftl?job=2100035717&lang=en&src=JB-
BB-10081

**Closing Date** : 19th Jan. 2022

Standard Chartered Bank Jobs in Uganda Credit Analyst Carreer opportunities in Uganda vacancies in Standard Chartered Bank at Uganda

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