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Credit Analyst

FINCA Uganda

This is a Full-time position in Uganda posted March 6, 2022.

FINCA Uganda Jobs in Uganda Credit Analyst Carreer opportunities in Uganda vacancies in FINCA Uganda at Uganda All Jobs in Uganda March 2022

# Job Description

The Credit Analyst is a member of the Credit Department and is responsible for
credit underwriting and credit administration roles under the Central
Underwriting Unit. He/She is responsible for accurate analysis of loan
proposal and credit authorisation or recommendation, in compliance with FINCA
Uganda’s policies and procedures.

Key duties and responsibilities:
• Reviewing, validating and polishing of loan proposals in consultation
with the branch team, as assigned by the Credit Administration Manager.
• Presenting loan proposals to the Credit Administration Manager, ensuring
that they are appropriately assessed and compliant to FINCA Uganda’s policies
and procedures.
• Ensuring that the loan decisions and recommendations are appropriate in
terms of loan amount, structuring, eligibility criteria in respect to FINCA
Uganda exclusion list, completeness and accuracy of personal business,
security and financial information.
• Doing pre-approval check listing of the loan proposals to confirm
completeness and compliance to regulations, policies and procedures.
• Evaluating clients’ credit data, financial statements and savings records in
order to determine the degree of risk involved in lending money to them.
• Evaluating the financial status of prospective borrowers by preparing and
providing appropriate comments as to the significance of to the outcomes of
financial analysis and ratios, using standard financials templates available.
• Preparing detailed write-up for loan proposals to the Credit Administration
Manager, Management Credit Committee or the Board Credit Committee depending
on the approval limit.
• Undertaking risk analysis and exercise proper judgement in the face of the
assessed risk, before authorizing or proposing loan proposals, always ensuring
to safeguard FINCA from credit risk.
• Responsible for quality of credit underwriting and overall loan portfolio
quality for branches allocated.
• Ensuring fast Turn-Around Time for loan decisions logged to the Central
Underwriting Unit, and along the whole loan process continuum, end-to-end for
the branches allocated.

Competencies
• Excellent at Employee Engagement.
• Result Orientated.
• Good at collaboration.
• Excellent communication and presentations skills.
• High level of numeracy, analytical and statistical skills.
• Strong organizational skills and ability to work on own initiative
• Good multitasking capabilities and being a team player.
• Ability to work under pressure and adhere to strict deadlines.
• Good interpersonal skills.
• Excellent understanding of FINCA Uganda business and the general local
financial market.
• Good business acumen, knowledge of the market and ability to align work with
strategic goals.
• Must have Integrity, ability to inspire the trust of others.

Qualifications and Experience
• A Bachelor’s Degree in Commerce, Accounting, and Business Administration,
Statistics or any other business related course.
• 3 year’s work experience as a Credit Supervisor or 2 years as a Branch
Manager within Banking or Microfinance Industry.
• Any professional qualification and / or an MBA is an added advantage.

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Email:: [email protected]

All candidates who so wish to take up this role in the aforementioned capacity
are encouraged to send their applications with detailed CVs including present
position and copies of relevant professional / academic certificates to:
**[email protected]**

FINCA Uganda Jobs in Uganda Credit Analyst Carreer opportunities in Uganda vacancies in FINCA Uganda at Uganda All Jobs in Uganda March 2022

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